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Retirement planning checklist

The steps on this webpage are meant to provide an overview of the retirement process based on how close you are to retirement. These steps are not all-inclusive, nor are they detailed enough to cover all of your individual considerations. Questions should be directed to the HR Service Center at (573) 882-2146, (800) 488-5288 (toll free), or

When you are two to 10 years from retirement
When you are one to two years from retirement
Three to six months before retirement
  • Your first step is completing a Notice of Intent to Retire Form (PDF, 159KB). Follow the instructions on the form and return the form no later than 60 days prior to your actual retirement date.
  • There are a lot of other things to consider, too. The best thing to do is to read our retirement quick guide (PDF, 108KB).
Many documents on this webpage require Adobe Acrobat. A free reader is available to everyone. Read more about PDFs.

Reviewed 2019-08-30